Outcomes
| My Pay Slip | • Earnings • Deductions • Net earnings |
| My Expenses | • My needs • My wants • My nice to haves - silent thieves |
| Budgeting | • Creating a budget • Managing a budget |
| Borrowing and Loans | • Cash or credit • Interest • Banks and money lenders • Managing and reducing loans |
| Saving | • Why save? • How to save |
| Retirement | • How much do I need? • Planning for retirement |



